If you need weight loss surgery, private health insurance can bring your expenses way down find out how it fills a huge gap left by medicare and what you need to do to get covered. Weight loss surgery covered by insurance. If your hmo plan doesn't cover obesity surgery, change to a ppo plan at open enrollment if the ppo plan covers it change to your spouse's plan if it provides coverage get a new job certain large employers cover weight-loss surgery as a commitment to employee health consider paying out-of-pocket and ask your surgeon's office about payment plans.
weight loss surgery covered by insurance
Each insurance company has multiple policy types, so while an insurer may cover weight loss surgery, it’s also possible that you, specifically, may not have that coverage make sure you check with your specific insurance representative to determine if it is covered by your policy. Bariatric surgery insurance coverage varies by insurance policy. if your policy covers weight loss surgery, most plans will pay for you to have gastric sleeve, gastric bypass, lap-band, or duodenal switch surgery. your out-of-pocket costs for these procedures will be about $3,500.. All health funds cover bariatric (weight-loss) surgery, however you will need to be in a high level of cover. to check, simply contact your health fund and quote the following ‘item numbers’: gastric band 31569, gastric sleeve 31575, gastric bypass 31572..
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